Lending wiht a Self-Directed IRA - IRA Club

Lending from your IRA

Borrowers are paying high interest rates. Your IRA can be the banker and earn those high rates of return. Know the IRA lending rules before you begin.

Making a loan with your Self-Directed IRA is very easy. As long as you are not lending to a disqualified person, your IRA can enjoy tax-free growth. You set the interest rate and terms and your IRA receives all the profit. We all know someone that could use some extra cash.

Screenshot 2023 11 21 123850

Lending Investment Ideas

Related Articles

TT
Taxes

Time Is Short for Reducing Your Tax Bill

We know most 2022 income tax planning must be completed by December 31, 2022. However, there is one 2022 income tax reduction method you can ...
Read More →
SM
Investor Education

Surprising Income Tax Trap

Here’s how it happens. Let’s assume you personally, or your 401(k) at work, invested in XYZ fund in January 2022. Today, you see that XYZ ...
Read More →
Desk
QRP Borrowing

Leaving Your Job With an Outstanding 401(K) Loan

401(k) Loan Options At IRA Club, we frequently hear, “I want to leave my job, however, I still have an outstanding loan I took from ...
Read More →
Death
Investor Education

IRA Contributions After Death

IRA Contributions After Death John and Barbara were happily married. John had a good job, while Barbara, who did a lot of volunteer work, had ...
Read More →
Idea 1
Investor Education

6 Creative IRA Ideas

Self Directed IRAs and Solo 401(k)s allow you to save on taxes.  Learn how to maximize these accounts with six 6 IRA ideas. From contributions ...
Read More →
IRSA
Taxes

10 Ways To Take An Early Distribution Without A Tax Penalty

How can I take an early distribution without a 10% tax penalty?  We know that IRAs are a terrific way to invest in your future ...
Read More →