Our Process

1.

Open a New Self Directed Account

Choose from a Roth, Traditional, or SEP Self Directed IRA, HSA, or Solo 401k. 

Would you like assistance? Contact IRA Club to speak with a professional team member. We want to ensure all your questions are answered. You may call 312-795-0988 or email us at newaccounts@iraclub.org  

2.

Fund the Account

To fund your new Self Directed IRA, HSA, or Solo 401k account, you have several options available:

IRA Transfer
  1. Complete the IRA to IRA Transfer Form
  2. Keep in mind that some trustees may require your original signature, and these forms must be mailed to our office.
  3. If your current IRA is invested in stocks, bonds, or mutual funds, contact the trustee to liquidate/sell the holdings, and inform us once this process is complete.
  4. Please note that the transfer process time frame varies with each trustee, so expect it to take 1-3 weeks for funds to arrive.
Previous Employer Plans; 401k, 403b, 457b, 503, TSP Rollover
  1. Contact your 401k administrator. The trustee will only accept instructions from the account owner (you).
  2. Similar to IRA transfers, contact the trustee to liquidate/sell the holdings if they are invested in stocks, bonds, or mutual funds.
  3. The transfer process time frame varies with each company, and funds may take 2-3 weeks to arrive.
Contribution
  • Ensure you double-check your contribution limit before making a deposit.
  • Then complete the Deposit Form
  • Contribute to your account through one of the following methods:
    • check
    • wire transfer/ach
    • credit card
    • or via PLAID

*Please note that contributions made through credit or debit cards will be charged a 3.5% processing fee.

3.

 

Select the Investment

A Self Directed IRA allows you to choose your own investments. Please don’t hesitate to contact IRA Club for assistance to ask a compliance question. Need inspiration? We invite you to explore and do some research on Investor’s Row!

Why Should I Self Direct?

Start Your Account Now

Our Premium Services

As a valued client, you can expect to have your own dedicated Personal Account Manager who will take care of all your account needs while ensuring IRS compliance. With unlimited account growth potential, low, flat fees, and complimentary allowable transaction review, you can rest assured that your investments are in good hands.

Experience our hassle-free streamlined E-Signature processes and gain access to our extensive Resource Center, providing you with the tools and knowledge to make informed investment decisions. At IRA Club, we strive to make self-directed investing easy and accessible to everyone.