401(k) Transfer

401(k) transfers enable investors to direct the transfer of funds in their retirement account to a new plan or IRA

Funding an IRA with a transfer from a 401kFunding your Self Directed IRA Through 401(k) Transfers

What you need to know

  • A 401(k) is a tax-qualified retirement plan which allows employees to contribute a before-tax portion of their salaries. You are able to transfer 401(k) funds after age 59 1/2 or termination of employment. Call your plan administrator to determine if a transfer of funds is permitted. The trustee to trustee transfer is not a taxable event. Unlike an IRA transfer, the 401(k) trustee will accept instructions only from the account owner, YOU. Once the transfer is initiated, please allow two to three weeks for the funds arrive to your new Self Directed IRA.

The Benefits of Transferring Funds from a 401(k)

The IRA Club Difference